---
api: 'Business API'
---

# Payment drafts

Payment drafts let you prepare payments for future processing, prepare payments that require an approval, or prepare bulk or scheduled payments.

Simply create a draft, and when you're ready, [send it for processing as payment](/docs/guides/manage-accounts/transfers/payment-drafts#send-drafts-for-processing).
If you or the payment you're making is subject to an [approval process](https://help.revolut.com/business/help/managing-my-business/users-and-employees/how-can-i-set-payment-approval-rules/), another team member designated as an approver must approve it in the [Revolut Business app](https://business.revolut.com/) before the payment can be processed.

You can also retrieve or delete the drafts created with the API.

For more information on use cases and other details, see the guides: [Payment drafts](/docs/guides/manage-accounts/transfers/payment-drafts).