Automate payouts with the Revolut Business API

Deliver payments faster, reduce manual work, and scale effortlessly by automating your payout processes using the Revolut Business API

How Revolut can help​

Whether you're processing high volumes, making international transfers, or managing payments in multiple currencies, the Business API helps you streamline payouts, reduce errors, and maintain your customers’ trust.

Practical example​

Your business uses an internal dashboard to manage salary payments across regions. You want to integrate the Revolut Business API to automate this workflow end-to-end.

Here's how your system might interact with the API:

  • The system reads payroll data: payee name, account info, amount, and currency
  • It checks if the payee already exists as a counterparty. If not, it creates one
  • It uses the Accounts endpoints to check if you have enough balance
  • It creates a payment draft and submits it for approval
  • Once approved, the draft is converted into a transfer
  • Webhooks notify your system of the payment status, and your dashboard updates accordingly

This workflow helps reduce manual steps, improve tracking, and minimise the risk of failed payouts.

Relevant features​

Counterparties​

Easily manage payees and recipients:

  • Create and store recipient profiles (Counterparties) via the API.
  • Retrieve counterparty details for repeat or bulk payments.
  • (UK only) Use Confirmation of Payee (CoP) to validate account names.

Transfers​

Send money through multiple payment channels:

  • Make payouts via bank transfer, transfers to cards, or to Revolut accounts
  • Initiate payments instantly or in response to internal workflows.
  • Track the status of each payout in real time.

Send money without waiting for recipient bank details:

  • Share the link with the recipient and let them enter their own details to claim the funds.
  • Use them for one-off or ad hoc payments, or when recipient data isn’t yet available.
  • Optionally, choose to store recipient details after the payout is claimed.

Payment drafts​

Schedule and control your payout operations:

  • Create payment drafts for bulk or future payouts.
  • Set up scheduled or approval-based payments.
  • Reduce the risk of errors in high-volume environments.

Webhooks​

Get updates the moment something changes:

  • Subscribe to events related to payouts and payout links.
  • Receive real-time updates on payment creation and status.
  • Trigger internal processes or update your systems automatically.

Accounts​

Stay in control of your available funds:

  • Retrieve your Revolut Business account details programmatically.
  • Check account balances for specific currencies before sending a payment.
  • Prevent failed payouts due to insufficient funds.

How to get started: Step-by-step​

Follow these steps to build an automated payout workflow using the Revolut Business API:

  1. Sign up: Create a Revolut Business account
  2. Set up authentication: Generate and securely store an access token to authenticate your app
  3. Create recipient records: Use Counterparties endpoints to store and manage payee details
  4. Prepare a payment: Use the Transfers endpoints to send payouts or the Payment Drafts endpoints to prepare scheduled, bulk, or approval-based payments
No recipient details? No problem

You can also send money using Payout links.

  1. Handle edge cases: Check available balance using the Accounts endpoints, validate input data and ensure your system handles errors gracefully
  2. Stay updated: Subscribe to Webhooks to receive real-time payment status updates

This setup can be tailored to your existing tools and workflow logic.

Example: In the UK, you can use Confirmation of Payee (CoP) and reduce failures due to incorrect account info.

Business benefits​

By automating payouts with the Revolut Business API, your business can:

  • Save time and reduce manual effort
  • Improve accuracy and reduce payout errors
  • Deliver faster payments and build customer trust
  • Easily scale global or high-volume payment operations
  • Get real-time insight into payment statuses

See it in action​

Deel​

Discover how Deel simplified their payout process and enabled bulk payments in just a few clicks.
👉 See the Deel case study

Transformify (TFY)​

Learn how Transformify (TFY) accelerated their payouts and reduced failures while expanding globally.
👉 Read the Transformify (TFY) case study

Creditspring​

Find out how Creditspring scaled payouts without compromising on customer service.
👉 View the Creditspring case study

Challenges solved​

  • High-volume payout processing
    Automate and scale payment workflows across currencies and countries.

  • Manual data entry and errors
    Retrieve recipient data automatically and reduce human error.

  • Real-time payment visibility
    Get status updates and notifications the moment things change.

  • Seamless system integration
    Connect the API to your internal tools or finance software.

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